Storm Victims Finding Insurance Not Covering Damage - 8 News NOW

Storm Victims Finding Insurance Not Covering Damage

Posted: Updated:

LAS VEGAS -- The Atrium Gardens Condominiums was ground zero for damage caused by this weekend's thunderstorm.

The wild weather left a path of destruction.

"I felt bad, because this is a lot of damage," Atrium Gardens resident Toinette Ross said.

That damage came at a cost.

"The Monte Carlo (car) took damage to the rear windshield," Atrium Gardens resident Jason Leitch said. "It was shattered. The tail lights were damaged."

Reporter: "Who pays for that?"

Leitch: "We do, unfortunately."

Leitch said he only had liability insurance on his car.

Looking around, he is considered lucky.

"Not having comprehensive coverage on a vehicle means that the owner of the vehicle is financially responsible," said J.D. Decker, deputy insurance commissioner for Nevada. "People should know coverage, and if they don't, they should talk to their insurance agent or their insurance carrier."

Friday's winds came with a powerful punch, leaving some homeowners checking their insurance coverage.

"Most standard homeowners' policies will cover roof damage caused by wind," Decker said.

Your policy could also cover the clean-up of trees.

With no electricity, some homeowners may be able to cover the loss of food in their refrigerator.

"Another way, if people are wondering because they have damages, is to simply file a claim with their insurance company," Decker said.

Residents with homeowners association policies should check their HOA about what's covered and what's not.

Flood insurance is always separate policy through a federal program.

Decker said the state's insurance division has standard policy forms that most carriers write in the state.

Powered by WorldNow
All content © Copyright 2000 - 2014 WorldNow and KLAS. All Rights Reserved.
For more information on this site, please read our Privacy Policy and Terms of Service.