LAS VEGAS -- Financial institutions are helping consumers buy more on credit, including those who don't have the best credit history, according to some Las Vegas store managers.
New homeowner Robin Anne Page is shopping for new flooring and said she hopes to find major deals over the Labor Day holiday weekend.
"I think every company has Labor Day sales," Page said. "It's how they get you in the door."
Home Depot assistant sales manager Warren Bartlett said what's helping his business these days is that banks are now more open than ever to lending people money.
"It's just great deals on financing that's really allowed them to jump in take advantage (and) get things done they really want to get done," Bartlett said of home improvement shoppers. "People are definitely paying more attention to how they are spending their money."
And available financing is also spilling out onto car dealerships across southern Nevada.
Gaudin Ford Sales Manager Frank Mooradian said banks have become more flexible to lending money to his customers who may not have the best credit history.
"We can help you now where we couldn't in the past," he said.
Combining financing deals with other deals offered by dealerships and consumers might find a big boost for the bottom line.
"(With) these incentives and rebates and low financing, we are really making it affordable for people in these tough times," Mooradian said.
Despite all the deals, for a single mom on a budget like Page, she said saving, rather than spending, is still key in this economy.
"That's the only strategy I have," she said. "Put money aside every week and save as much as I can."
Saving now so she can spend later on what she said will make her new dream house a home.